
Chat • Buy • Pay • Grow Together
Hi-G is an app where people and communities can chat, handle money, and get rewards, all in one place.

Clear Costs
The app shows any charges before you finalize anything—no surprises.
You Hold the Money
You are in charge of your own account, not the app.
Collective Rewards
Every transaction benefits everyone.
Spend Anywhere
You get a Visa card that works globally—easy and familiar.
Hi-G is built for collective growth.
Every time someone makes a transaction—whether inside the app or with their card—it generates rewards that are shared with all active members of the community.
This is something completely new: instead of banks and big financial companies keeping the profits, Hi-G redirects them back to the people who actually use it.
Think of it as democratizing finance—together we own the system, and together we share the benefits. What was once reserved for a few is now open to everyone.
With Hi-G, every action strengthens the whole community. We're not just using an app—we're building a fairer economy, powered by people, for people.
In service to a great humanity.
The Hi-G Team
How to Get Started (Just 4 Steps)
Set Up or Bring Your Wallet
You control your own money—either start fresh or import what you already have. This is a non-custodial wallet.
Invite People & Assign Roles
Add friends or team members and decide who can do what.
Move Money & Reward People
Send money, set up regular payments, or reward contributors, all in one place.
Spend Using the Card Globally
Tap or swipe your card anywhere and the app records it automatically.
Why It Matters
One App for Everything
Chat, manage money, make decisions, sell stuff, spend—it's all built-in.
Safe and Transparent
You're always in control, and every action is visible and secure.
Shared Rewards for Everyone
Everyone earns rewards from every transaction made—whether within the app or using the card. These collective rewards go right into your wallet. The more our community uses the app, the more we all benefit together.
Made for Groups
Perfect for freelancers, creators, remote teams, small businesses—you name it!
Built for Modern Communities
Whether you're an individual, a small team or a growing organization, Hi-G scales with your needs
Cross-border Workers
People who work with teams or clients in different countries and need an easy, transparent tool to chat and manage shared finances across borders.
Freelancer Collectives
Groups of independent professionals who collaborate on projects and want a simple way to talk, pool money, and handle spending together.
Merchants
Sellers or shops looking for a straightforward tool to manage customer payments, share funds with partners, and keep everything visible.
Micro-cities
Small towns or neighborhood groups that need a hassle-free way to pool resources, fund local initiatives, and stay clear and open about decisions and spending.
Co-ops & Collectives
Groups run by and owned by their members—like community clubs or shared businesses—that want a fair, easy way to make decisions and manage group funds.
Small Businesses
Family-run shops and local businesses that need a reliable way for team members to chat, approve expenses, and track money—all in one place.
Creator Groups
Teams of artists, content creators, or online collaborators who want an easy, transparent way to share earnings, communicate, and split costs or profits.
Founders Raising Investment
For startup founders who want to collect investments and stay connected with their investor community. Manage funding, share updates, and build trust—all in one clear place.
Project & Task-Based Funding
Ideal for any project or task that needs organized fund management, communication among stakeholders, and smooth scheduling of payments.
Transparent Pricing
Transparent micro-fees. Always shown before you confirm.
| Service | What You Pay | Why It Matters | 
|---|---|---|
| Wallet-to-wallet transfers | 0.05% | A tiny cost for sending money directly between users. | 
| Shared fund operations | 0.5% | Covers multi-person approvals and decision-making. | 
| Marketplace payments | Up to 2.5% | Fair and competitive with other platforms. | 
| Card purchases | 0.25% | Gives a small cash-back reward every time you spend to all members of the community. | 
Fees may vary depending on payment methods and partners, but you'll always see the exact amount before you confirm.
Security Comes First
We prioritize your safety with these key features:
You're Always in Control
Whether you're using the app's payment tools or the card, you manage your money—the app doesn't hold it for you.
Trusted, Licensed Partners
We team up only with fully licensed companies to handle things like converting between currencies or issuing cards—so everything stays above board and legal.
Regular Safety Checks
Our systems go through regular security reviews to catch any issues early.
FAQ – Clear Answers for Everyone
Ready to run your community like a real economy?
Join thousands of users and communities already using Hi-G to chat, pay, and grow together.