Compliance Hub
Hi-G is committed to operating with the highest standards of compliance, security, and transparency. This hub provides comprehensive information about our regulatory approach and risk management practices.
Key Principles
- Users control their private keys at all times
- Hi-G cannot access or freeze user funds
- Multi-signature contracts for treasury operations
- Transparent on-chain transaction history
Technical Implementation
Our architecture uses industry-standard cryptographic protocols and smart contracts to ensure user sovereignty. Private keys are generated and stored locally on user devices, with optional secure backup mechanisms.
Banking Partners
Card services provided through FDIC-insured banking institutions with appropriate money transmitter licenses.
Licensed & RegulatedPayment Processors
Payment processing through PCI DSS compliant providers with global regulatory coverage.
PCI DSS CompliantCompliance Providers
KYC/AML services through specialized compliance technology providers with global coverage.
Global CoverageRegional Rollout
Hi-G launches in jurisdictions where we can ensure full regulatory compliance. Our rollout strategy prioritizes markets with clear regulatory frameworks for digital assets and financial services.
Identity Verification
- • Government-issued ID verification
- • Address verification requirements
- • Enhanced due diligence for high-risk users
- • Ongoing monitoring and screening
Transaction Monitoring
- • Real-time transaction screening
- • Suspicious activity reporting (SAR)
- • Travel Rule compliance for qualifying transactions
- • Sanctions list screening
Travel Rule Implementation
For transactions above regulatory thresholds, Hi-G collects and transmits required beneficiary and originator information in compliance with FATF Travel Rule requirements through our licensed partners.
Privacy by Design
- • End-to-end encryption for chat messages
- • Minimal data collection principles
- • User consent management
- • Right to data portability and deletion
Regulatory Compliance
- • GDPR compliance (EU users)
- • CCPA compliance (California users)
- • Regular privacy impact assessments
- • Data processing agreements with partners
Infrastructure Security
- • SOC 2 Type II compliance
- • Regular penetration testing
- • 24/7 security monitoring
- • Incident response procedures
Application Security
- • Secure development lifecycle
- • Regular security audits
- • Bug bounty program
- • Vulnerability management
Smart Contract Security
- • Third-party security audits
- • Formal verification processes
- • Multi-signature requirements
- • Upgrade mechanisms
Market Risk
Digital asset values can be volatile and may result in losses.
Technology Risk
Blockchain networks may experience downtime or congestion.
Regulatory Risk
Changing regulations may affect service availability.
All fees displayed before transaction confirmation. No hidden charges.
Card Issuer
Cards issued by licensed banking partners, not Hi-G directly.
FDIC Insurance
Card balances may be FDIC insured through banking partners up to applicable limits.
Dispute Resolution
Card disputes handled according to Visa/Mastercard regulations.
Apple App Store
Compliant with App Store Review Guidelines for financial apps.
Google Play Store
Adheres to Google Play Developer Policy for financial services.
Content Guidelines
All user-generated content subject to community guidelines and moderation.